(Question) I am curious about procedures or methods to remove skin tags.

I am writing this because I am worried that skin tags keep appearing under my eyes and under my armpits lately.
At first, I just left it alone because it was small, but as time goes by, it subtly bothers me every time I look in the mirror.
Are there any simple, painless procedures available if I visit a dermatology clinic or hospital?
Alternatively, I am wondering if commercially available products such as ointments or creams are also effective for removal or improvement.
Please share reviews from those who have used it personally, or any effective management tips for safely removing it.
I am worried about scarring if I try to handle this on my own, so I would like to ask for advice from experienced members.
It would be a huge help to me if you could share your actual experiences in the comments, even if it is just a little bit of information.