I've been taking Yaz for over six months, and yesterday I visited the hospital because of irregular bleeding. I've been going to this hospital for several years, so I have all my medical records. I visit once or twice a month for chronic vaginitis. The previous doctor took parental leave, so the directors changed frequently, but the facility has been remodeled and is much cleaner. Since the treatments are simple, I have no major complaints. Today, I was prescribed Physiogel cream, which is billed out-of-pocket. The hospital said my insurance would only allow me to purchase one cream per day, but I think it varies depending on the individual's policy. My insurance allows two or three creams per day, but they said that if I purchase too frequently or excessively, payment may be denied.