Does everyone have actual expense insurance?
I don't have any insurance at all, but it seems like everyone has basic health insurance coverage.
I'm curious about how cost-effective it is compared to the insurance premium.
Until last year, I only went to the hospital once every few years, but this year I've had to go several times.
Still, I think I will try to become healthier, so I probably won't visit the hospital often, but I'm unsure whether it's better to pay as I go or get insurance coverage.
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