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Is it possible to get Wigobi health insurance?[1]

When I look overseas, Wigobi and Maunjaro are really cheap. I feel like it's a bit expensive only in Korea, so I'm curious! If I receive Wigobi due to a medical condition, will my actual medical expenses cover it? I'm curious if it's covered by insurance if there is a definite purpose. Also, will the price of this vary significantly depending on the hospital or pharmacy?

I underwent lens implantation surgery for vision correction at Seoul Bright World Ophthalmology Clinic![10]

First, I will provide verification from the actual payment receipt, excluding only the card portion... The price was a bit higher than I expected, but I am really satisfied after getting the procedure. I usually wear glasses, and after hearing reviews about LASIK, I was actually planning to get the procedure myself, but when I actually went for a consultation, they recommended lens implantation instead. I felt a strong aversion to putting something in my eyes, so I was a bit hesitant, but As stated on the hospital website, they explain everything step by step and make recommendations, so I looked up some reviews and it seemed good, so I decided to get the procedure. I feel like I can comfortably go around without my glasses now and have fun haha. There were no major side effects, and I got used to it quickly, so it is one of the procedures I think I did well. The best thing is that it involves inserting a lens rather than cutting into the cornea, so you can remove it at any time and switch to the other side. The fact that it had few side effects was appealing, and the real advantage was being able to recover in just one day and return to daily life. It is the same.

(Question) Are there any insurance benefits for the cost of therapeutic sunglasses?[6]

I posted a question last time because I need therapeutic sunglasses due to retinal disease, and the answer said that I also need sunglasses with high UV protection and UV certification, so I'm planning to go to an optical store and buy sunglasses myself. They're not for fashion. I'm wondering if sunglasses purchased for medical purposes are covered by health insurance. . If there is anyone who has purchased sunglasses due to an eye disease and received actual cost insurance benefits, please share your experience.

Health insurance claim[1]

Cashdoc. I can't sign up for Silvi Insurance Punggu.

The regret of not receiving insurance coverage after receiving burn treatment at Gyeonggi Michael Classic Dermatology Clinic

To the Vice President. Receiving burn treatment. The treatment doesn't hurt, but maybe because I'm getting older. Ah.ㅜㅜ It's not getting better quickly, so I have to keep coming. I asked about pain, but since the location is not good, I hope it gets better quickly. Regarding insurance - I heard that burns are not classified as an injury code, but as a separate P-code for burns? So, does that mean I can't claim outpatient treatment costs? The treatment is expensive, and I have to keep going. It's a shame that I can't claim insurance. I wonder if burns are a physical injury first, but the insurance company is really trying to avoid paying. It's not working out, it's not working out for this reason, it's not working out for that reason. Anyway, I asked the vice president and he gave me a good answer. Thank you.

Implant prices, pain, duration, and insurance all at a glance (2025)[7]

🦷 From implant prices to the process and pain Implants do not simply replace missing teeth. It is a reconstructive procedure that restores chewing function and facial balance. Nowadays, even young people suffer from tooth decay, trauma, and tooth damage after orthodontic treatment. Partial implants are often used. In the past, it was considered a treatment only for the elderly, yet “Beauty + Function” It's become an era where both goals are taken into consideration. 💰 Why do implant prices vary so much from hospital to hospital? Implant prices vary greatly depending on hospital equipment, materials, bone condition, and surgical difficulty. Domestic standards Each one costs about 1 to 2 million won. overseas brands (Straumann, Ostem, Nobel Biocare, etc.) It goes up to 2 to 3 million won. Recently, the conditions for which health insurance is applied have increased. For those aged 65 or older, up to two insurance policies are available per person. In this case, your share of the cost is reduced to about 30%. However, depending on the prosthesis (crown) material or whether additional bone grafting is required, The final amount may vary, so be sure to confirm it during your consultation. 🦴 Why is bone grafting performed for implants? An implant is a structure that implants an artificial tooth root into the bone inside the gums. If there is not enough bone, fixation is impossible. So bone grafting is not just an option, It is a key process that determines the success rate of the procedure. Autologous bone grafting, which uses the patient's own bone class Synthetic bone grafting using artificial bone There is this, These days, synthetic bone technology has improved, so there is less pain and recovery is quicker. ⏳ How long does the implant procedure take? It usually takes about 3 to 6 months. Let's take a look at it step by step 👇 1️⃣ Gum and bone condition examination and plan 2️⃣ Implant placement surgery (within 1 hour) 3️⃣ Healing and bone-implant bonding period (2-3 months) 4️⃣ Prosthesis placement and occlusion adjustment Recently, it is targeted at people with strong bones. One-day implant Same-day implantation and same-day prosthesis are possible, but This is really a very limited case. Fast doesn't always mean good! Because stable fixation is more important. ⚠️ Implant pain, honestly how much does it hurt? There is almost no pain during the surgery because you are under anesthesia. However, after the procedure, swelling and soreness may occur. Usually, most of the symptoms will subside in 2-3 days. If you have had a bone graft, you may experience discomfort for about a week. Pain relief technology has improved these days. There is almost no “can’t chew” level like before. Most people just take one or two painkillers and it's over. 🪥 Types of implants and their maintenance period Implants vary depending on material and structure. type characteristic Price range General implants The most common method, durable 1 to 2 million won Navigation Implant 3D scan-based precision surgery with minimal incision 2 to 2.5 million won Zirconia implants Similar to gum color, highly aesthetic 2.5 to 3 million won Mini implants For simple fixation, retaining dentures 700,000 to 1.2 million won If you take good care of it, it will last for more than 10 years. In fact, there are many cases where it lasts for over 20 years. 💡 Implant Insurance: What You Need to Know For those aged 65 or older and partially edentulous: up to 2 teeth per person covered by health insurance Some support is available under certain conditions even when dentures are used concurrently. Among private insurance products, there are some that cover up to a certain limit (500,000 to 1 million won) per implant, so it is a good idea to compare insurance companies. ✅ Conclusion Implants are “Expensive but long-lasting treatment” are you. The lifespan is over 10 years, and depending on management, it can last a lifetime. The point is not to just look at the price, but also to look at the equipment, materials, and skill of the doctor. ‼️See more articles about implants‼️ ➡️A complete summary of scaling costs: From the difference between insurance and non-insurance to the cycle and meal timing, all at a glance ➡️[Health Column] Is Orthodontic Extraction Really Necessary? Orthodontic Extraction Criteria and Dental Clinic Selection Tips

Scaling Cost Summary: From the Difference Between Insurance and Non-Insurance to Cycle and Meal Times, All at a Glance[4]

When it comes to dental scaling, you might be wondering about the cost first. Is it covered by insurance and how often do I get it? Should I do it, and can I eat right after the procedure? There are more confusing parts than you might think. Today, we will divide the cost of dental scaling into insurance and non-insurance based on actual hospital standards. Scaling cycle, meal timing after scaling, and tips for scaling during pregnancy I'll organize it all! 1️⃣ Insurance scaling cost - once a year, can cost around 10,000 won Scaling insurance costs are covered by health insurance once a year for those aged 19 or older. Usually, the out-of-pocket cost is around 30%. That is, depending on the hospital 15,000 to 25,000 won You can receive it at . If the initial examination fee or X-ray is included 30,000 won It might come closer. However, if you have already used scaling insurance in that year, After that, you must be careful as it will be converted to non-insurance. If you want to know if you are eligible for insurance, you can check at the hospital reception desk or on the National Health Insurance Service app. 2️⃣ Non-insured scaling costs - up to 100,000 won including additional care Scaling non-insurance costs vary depending on equipment, time, and additional options. General scaling costs 50,000 to 70,000 won. Glossy coating or gum scaling (including root planing) costs between 80,000 and 100,000 won. Especially if you smoke frequently, drink coffee, or are undergoing orthodontic treatment or implants. In some cases, it may be advantageous to manage it in detail with non-insurance options. On the other hand, if the purpose is simply to remove tartar, insurance scaling alone is sufficient. 3️⃣ Scaling cycle and time The scaling cycle is usually Once every six months is recommended. Smokers, those prone to staining, and those undergoing braces should receive treatment every 3 to 4 months to prevent gum inflammation. The procedure usually takes about 20 to 30 minutes, In cases where there is a lot of tartar, some hospitals require you to visit the upper and lower jaws twice. If you receive it regularly, the treatment time will gradually become shorter and the pain will be significantly reduced. 4️⃣ Eat after scaling - Recommended at least 1 hour later What to eat after scaling Usually more than 1 hour I like the past. This is because the tooth surface may become temporarily sensitive and gums may bleed. It is best to avoid hot or spicy foods for about a day. For those with sensitive skin, it is recommended to eat soft porridge, rice soup, or lukewarm water on the day of the procedure. You may experience some numbness for about a day after scaling, but it usually subsides within 2-3 days. 5️⃣ Scaling during pregnancy — possible, but timing is important Scaling is possible for pregnant women. However, avoid it as much as possible during the early stages of pregnancy (1-3 months) or the late stages (8-10 months). It is safe to do so during the second trimester of pregnancy (4-6 months). Because if you have gingivitis or gum disease, the risk of premature labor increases. If necessary, it is best to inform the dentist in advance that you are pregnant and proceed with the procedure in minimal vibration mode. 6️⃣ Cost Comparison Summary division Insurance Scaling Non-insured scaling Number of applications Once a year No restrictions Price range 15,000 to 25,000 won 50,000 to 100,000 won+ Included Items Basic tartar removal Stain removal, polishing, and gum care Recommended for General routine maintenance In cases of frequent correction, smoking, and pigmentation conclusion Ultimately, the cost of scaling will depend on whether insurance applies and the purpose of the treatment. It is a good idea to choose between insurance scaling for basic management and non-insurance scaling for aesthetic and supplementary management. The most important thing is to keep to the scaling cycle. If you receive it regularly, not only will it prevent periodontitis, but the treatment time and pain will also gradually decrease. Before your next dental visit, check if your insurance covers it. After the procedure, it is sufficient to avoid spicy foods for about a day. See more related articles! 👑[Health Column] Bad Breath You Don't Know About: How to Properly Manage It, Starting with the Cause 👑[Health Column] Is Gum Recession Due to Braces? Learn More About the Causes and Prevention

Actual loss insurance claim[3]

When I filled out the entire application for the faculty/staff life insurance claim, I received a message saying there was no basic information and the application form wouldn't appear. So, I couldn't file a claim through Cashdoc. Please tell me how to fix this.

Maunjaro's domestic launch salary summary | Check the release date and insurance benefits[8]

News on the domestic launch of Maunjaro Finally the long-awaited Domestic launch of Maunjaro has become a reality. As this drug was first proven effective overseas, Korean consumers had high expectations, and now it can be prescribed directly at domestic hospitals. In particular, it has shown results in both obesity treatment and diabetes management overseas, so it is attracting attention from domestic patients. Official Domestic release date for Maunjaro It has already been announced, and since that day, prescriptions have actually been issued in hospitals and clinics. Since its launch, inquiries and reservations have been pouring in, and some hospitals have even created waiting lists. Domestic release price of Maunjaro today Domestic release price of Maunjaro is as follows: - 2.5mg: 278,000 won - 5mg: 369,000 won A drug of the same series Cheaper than Wegobi There are many reviews saying that. Looking at the community response, there are some positive voices saying, "This is better than I thought," but there are also many opinions saying that it is burdensome because it has to be used every month. also Price per unit There is also talk that it may fluctuate in the future depending on supply and demand, and whether insurance is applied. Prices will likely remain at their current levels for the time being, but in the long term, prices may fluctuate depending on insurance discussions. --- Whether or not the domestic release of Maunja will be paid What many people are most curious about is Domestic launch salary for Maunjaro Whether it applies or not. Currently Non-covered Because of this condition, you are responsible for paying the full amount yourself. if For the treatment of diabetes If prescribed, insurance coverage may be reviewed later, but Use for simple obesity purposes It is difficult to apply for insurance or benefits. in other words, Maunjaro salary It is still in the early stages of discussion, and many predict that it will be difficult to implement in the near future. Maunjaro Insurance Applicability may vary depending on the standards and policy directions of health authorities. If it is recognized as effective in preventing diabetic complications, the possibility of insurance coverage will increase, but if it is used only for simple diet purposes, coverage may be delayed. --- Community Reaction Community reactions are broadly divided into two categories. 1. Positive response - "It's cheaper than Wegobi. If the effects are certain, it's worth taking." - "It's finally being released in Korea. I should pre-order it." 2. Negative reaction - “Hundreds of thousands of won per month is too expensive.” "The side effects are more frightening, and safety must be confirmed." Especially with reports of fierce competition for pre-orders, we can see that actual demand is quite high. At the same time, doubts remain about whether the effects are truly certain. --- Side effects of Maunjaro As it is known to be very effective as a massager, side effect You also need to check it carefully. - Common side effects: vomiting, diarrhea, abdominal pain - Rare side effects: Case reports of acute pancreatitis Especially for those who are taking medication for other conditions, it is safe to consult with a doctor before receiving a prescription. Some patients initially sickness Some people experience severe side effects, and many people complain of side effects during the dosage adjustment process. There are many opinions in the community that say, “I acknowledge the diet’s effectiveness, but I’m worried about the side effects.” Therefore, it is important not to think of it as simply a 'weight loss drug', but to consult a medical professional before using it. --- Summary: 5 Things You Need to Know Now 1. Domestic launch of Maunjaro has already been completed. 2. Domestic release price of Maunjaro The price is around 278,000 to 369,000 won. 3. Domestic release date for Maunjaro Confirmed, currently available for actual prescription. 4. Domestic launch salary for Maunjaro There is no such thing yet, Maunjaro Insurance Discussions are still ongoing. 5. The effect is excellent, but Be careful of side effects do. 👉 In conclusion, Domestic launch of Maunjaro has become a reality, Maunjaro salary It is unclear whether. We recommend that you choose carefully, taking into account the cost burden, insurance coverage, and risk of side effects. Go to Maunjaro to see more related articles 👉Complete review of Maunjaro in Japan｜Effects, side effects, and reactions 👉Maunjaro side effects, effects, and price summary | Comparison with Wegobi and insurance coverage

Maunjaro side effects, effects, and price summary | Comparison with Wegobi and insurance coverage[9]

The hottest name in the diet and diabetes treatment market these days is Mounjaro. In the United States, it has become a hot topic for its blood sugar control and weight loss effects. As news of its domestic launch spreads, curiosity and concern about the side effects of Maunjaro are also growing. In this article, we will cover the effects of Maunjaro, the price of Maunjaro, and the domestic release schedule of Maunjaro. And comparing the cost of the insurance and whether it is covered by insurance, Lastly, we will provide a detailed explanation of the side effects of Maunzaro, which many people are most curious about. What is Maunjaro? Maunjaro (ingredient name: Tirzepatide) It is a dual agonist that simultaneously stimulates GLP-1 receptor agonist (GLP-1 RA) and GIP receptor agonist. It was originally developed as a treatment for type 2 diabetes, In addition to blood sugar control, it has been proven in clinical trials to have a powerful weight loss effect. It is also attracting attention for the purpose of treating obesity. Maunjaro effect 1. Blood sugar control - Promotes insulin secretion - Inhibition of glucagon (a hormone that raises blood sugar) secretion - Suppresses postprandial blood sugar rise 2. Weight loss - Appetite suppression + slow gastric emptying - SURMOUNT-1 study: Average 20% weight loss over 72 weeks (based on the 15 mg high dose) 3. Potential improvement in cardiovascular risk - Some studies have reported trends in improving blood pressure, triglycerides, and HDL. Maunjaro Side Effects – Detailed Analysis The side effects of Maunjaro are similar to those of Wigobi (semaglutide), but It has been reported that due to the dual action of GLP-1 + GIP, the side effects may be as strong as the effects. 1. Gastrointestinal side effects (most common) - Nausea and vomiting: Most common between 1 and 4 weeks after starting the medication. - Diarrhea and constipation: Caused by changes in gastric emptying speed - Abdominal bloating and heartburn: Caused by slowed gastric motility - Excessive appetite suppression: Rapidly reduced food intake, leading to risk of malnutrition Coping: - Lower the initial dose and increase slowly over 4 to 6 weeks - Avoid oily and high-sugar foods - Eat small amounts frequently 2. Pancreatic and gallbladder-related side effects - Acute pancreatitis: Extremely rare but serious; stop immediately if you experience sudden upper abdominal pain or vomiting. - Gallbladder disease (gallstones, cholecystitis): Possibility of bile stasis with long-term use Coping: - If accompanied by abdominal pain, fever, or vomiting, visit the hospital immediately. - If you have a history of pancreatitis or gallbladder disease, you must consult a doctor. 3. Hypoglycemia - Rare when used alone, but increased risk when used in combination with insulin and sulfonylurea - Dizziness, cold sweat, hand tremors, and blurred vision may occur. Coping: - If you experience symptoms of hypoglycemia, immediately consume sugar (candy, juice) - Diabetic patients should check their blood sugar level regularly using a blood sugar meter. 4. Other reported side effects - Dehydration/electrolyte imbalance: When vomiting/diarrhea is severe - Skin reaction: redness and itching at the injection site - Headache and fatigue: May occur during the initial adaptation period. - Hair changes: Reports of possible telogen effluvium with rapid weight loss Risk group for side effects of Maunjaro - People with a history of pancreatitis or gallbladder disease - Patients with severe gastrointestinal diseases (e.g., gastroparesis) - Patients with renal failure or liver disease - Patients taking insulin and sulfonylurea together - Pregnant and breastfeeding women Domestic release and price of Maunjaro - Expected domestic release: Second half of 2025 - Price for Maunjaro: US$1,000 per month (approximately 1.3 million won) → The initial domestic price is expected to be 600,000 to 800,000 won per month. - Initially, prices may fluctuate due to limited import volume. Maunjaro vs. Wigobi comparison item Maunjaro Wegobi ingredient Tirzepatide Semaglutide How it works GLP-1 + GIP dual action GLP-1 single-acting average weight loss ~20% (15mg) ~15% (2.4mg) side effect Gastrointestinal symptoms, pancreatitis, gallbladder disease, hypoglycemia Gastrointestinal symptoms, pancreatitis, gallbladder disease Dosage cycle Subcutaneous injection once a week Subcutaneous injection once a week Whether insurance applies to Maunjaro - For the purpose of obesity treatment: Currently not covered by domestic insurance - For the treatment of type 2 diabetes: Some insurance coverage is possible. - If not covered, the patient's share is high, and the financial burden must be considered when taking the medication for a long period of time. conclusion The side effects of Maunjaro are similar to those of Wegobi, but because the effect is stronger, discomfort may be more noticeable during the initial adaptation period. Gastrointestinal symptoms are the most common, but there are also rare but serious side effects such as pancreatitis and gallbladder disease. Be sure to check your health status before taking it. It is safe to start after learning how to deal with side effects that may occur. It is advisable to make a long-term plan that takes into account price and insurance coverage. Click here to see more related articles on Maunjaro! ✅Maunjaro Review｜I tried it first in the US! Discover the benefits, price, and direct purchase tips. ✅Complete review of Maunjaro in Japan | Effects, side effects, and reactions

Maunjaro launches in Korea! All the information you need, including release date, price, benefits, and insurance.[7]

Finally, you can meet Maunjaro in Korea. It is attracting attention all over the world This innovative obesity treatment As it enters the domestic market, full-scale competition with Wegobi is expected to begin. ✅ When is the release date for Mounter? Korea Lily plans to supply Maunjaro domestically, aiming for wholesale shipment in mid-August 2025, or August 20 to be exact. The initial quantities coming in this time are 2.5mg and 5mg It is a low-capacity product, Higher dose products such as 7.5mg, 10mg, 12.5mg, and 15mg are planned to be introduced in the future. Initial treatment can be started sufficiently with a low dose, and the dose is adjusted by increasing it by 2.5 mg every 4 weeks. 💰 How much does a mount cost? The current retail price of Wegobi distributed domestically is approximately 370,000 won. Compared to this, the Maunjaro will be released at a price 10-20% cheaper. The actual patient burden when prescribing at a hospital is Around 400,000 to 600,000 won is expected, Although the initial cost burden may be somewhat high, the factory price itself is expected to be set lower than the Wigobi, so it is expected to be competitively priced. 🧬 What is the effect of Maunjaro? Maunjaro is a dual agonist that acts simultaneously on GIP and GLP-1 receptors. This makes it excellent for blood sugar control and weight loss. In a 72-week clinical trial, an average weight loss rate of 20.2% was recorded. It showed a better effect than Wegobi (13.7%). 👩‍⚕️ Who can get a prescription for Maunja? - Obese patients with a BMI of 30 or higher - Overweight patients with a BMI of 27-30 and comorbidities such as hypertension, hyperlipidemia, diabetes, and sleep apnea - Adults with type 2 diabetes These people can receive a prescription after consulting a specialist. 📌 Does the insurance cover the Maunja? When will the benefits be paid? Currently, it is classified as a non-covered treatment and the full cost must be borne by the patient. But there is good news. Korean Lily is currently Indications for diabetes We are currently in the process of applying for health insurance benefits for Maunjaro. After consultation with the Health Insurance Review & Assessment Service (HIRA), The situation has entered the subcommittee stage before being submitted to the Pharmaceutical Benefits Evaluation Committee. Lilly's side said, "Since we applied for reimbursement as a new drug, there is a schedule, but the schedule may be flexible due to supplementary data, etc." Meanwhile, the academic world is also emphasizing the need for salary system. The Korean Diabetes Association specifies the ingredient names in its treatment guidelines. We have established the basis for the salary entry of Maunjaro and Wigobi, “It is also possible to introduce safety measures, such as stopping salaries in case of lack of performance,” he said. Along with the change in social perception of obesity treatment, It is expected that discussions on salary reform will become more intense in the future. 📊 Maunjaro vs. Wigobi Comparison item Maunjaro Wegobi ingredient Terzepatide (GIP+GLP-1) Semaglutide (GLP-1) Weight loss effect Average 20.2% Average 13.7% Dosage cycle once a week once a week price 10-20% cheaper than Wegobi Approximately 370,000 won (based on factory price) insurance Currently not covered (coverage in progress) Non-covered If you organize it in Maunja, it's like this - Domestic release confirmed for Maunjaro in mid-August - Starting with low capacity, with higher capacity to be introduced sequentially - Cheaper and more effective than Wegobi - Currently not covered by insurance, but plans are underway to make it covered. - Future insurance coverage is expected to influence the market landscape. I'm looking forward to this medicine, which is cheaper than Wegobi and more effective!! What do you guys think?? 🤔 [Health Column] 7 Things to Know Before Prescribing Wegobi, an Obesity Treatment - Are the side effects of Wegobi serious? Are the effects not that great?

Cash닥 outpatient insurance claim.[2]

When you visit a clinic connected to Cashdoc They give points. When you file an claim for actual cost insurance through Cashdoc Are there any points you can give?

Monimo Quiz Answer: Term Insurance[7]

Don't make a mistake. Third regular insurance. Haha.

Should I re-enroll in dental insurance?[2]

I brush my teeth thoroughly. Nevertheless, once every 1-2 years If I just go to the dentist, it costs me a month's salary. About 3 years ago, I was tempted to get insurance over the phone. I put it in and eventually it was 280,000 won last spring. I cancelled my dental insurance because of the damage. But basically one crown It seems like there are many cases where this is treated abnormally. So I looked into other dental insurance again. I'm wondering if I should re-enroll. What do you all think?

(Question) Are dementia insurance and caregiving insurance essential for retirement planning?[1]

I am single and have no plans to get married. These days, when you watch TV, there are many talks about dementia insurance and caregiving insurance. Thinking about old age makes my heart feel a little heavy. Living healthily and long is like a dream, but I also worry about uninvited guests like dementia coming my way. Especially these days, when I hear stories about dementia patients and their families on the news or documentaries, a creeping anxiety of "Could it happen to me too?" starts to rise. That's why I began to wonder whether dementia insurance or caregiving insurance is truly essential. Even when family members take on caregiving themselves, the time and emotional burden are enormous. The government's long-term care insurance for the elderly only provides 3 to 4 hours of support per day for those rated 1 or 2, which honestly feels incredibly insufficient. Seeing this reality, it seems quite wise to prepare in advance through insurance. But, I wonder if it's really necessary. The monthly premium for dementia insurance is around 50,000 to 80,000 won, but even if you sign up in your 30s or 40s, it could become a burden in the long run. Moreover, the conditions for receiving benefits can sometimes be quite strict. Dementia diagnosis is based on the CDR (Clinical Dementia Rating), but some policies do not cover mild dementia (CDR 1-2). If you cancel the policy midway, the refund amount may be less than the premiums paid. The government's Long-Term Care Insurance for the elderly has recently been improved so that even patients with mild dementia can receive benefits under Grade 5 or Cognitive Support Grade. Additionally, it might be possible to some extent to prepare through disease-related disability riders on existing life insurance policies. Looking at these options, I started to think that dementia insurance might not be absolutely necessary. Are dementia insurance and caregiving insurance essential for retirement planning?

I signed up because the insurance premium was cheap... I can't believe this.[14]

Starting this month, the financial authorities applied guidelines for assumed cancellation rates for non-cancellable and low-cancellation insurance, leading major property and casualty insurers to uniformly raise premiums for these products. Non-cancellable and cancellable insurance products attracted consumers' interest because they have little to no refund upon early termination or very small refunds, but their premiums are low. However, when it was pointed out that insurance companies had set their cancellation rates too optimistically to inflate their performance, financial authorities established guidelines to correct this. As a result, insurance premium increases became unavoidable, according to industry sources. The rate of increase varied depending on the insurance company. Hyundai Marine & Fire Insurance increased the premiums for its flagship products by an average of 7.8%, Samsung Fire & Marine Insurance by 6.3%, KB Insurance by 5.0%, and DB Insurance by 4.1%. Some products saw increases exceeding 30%. For men in their 40s, the combined insurance premium increased by 32.7% compared to the previous month with KB Insurance, and Samsung Fire & Marine Insurance and DB Insurance also recorded double-digit rate increases. As news of the insurance premium surge spread, consumers reacted with comments such as "Then why did you say it was cheap?" An industry insider in the insurance sector explained, "Insurance companies that previously estimated cancellation rates too optimistically were significantly affected by this adjustment," and added, "Meanwhile, companies that estimated conservatively experienced smaller increases or, in some cases, saw premiums decrease." In the GA (corporate insurance agency) industry, it is expected that price competition among products will intensify as insurance premiums serve as a key factor in insurance selection. Last year, insurance companies achieved their highest-ever performance, but their risk-based capital ratio (RBC) actually declined significantly. The solvency ratios of major insurance companies such as Samsung Life, Hanwha Life, and KB Insurance have all declined, with some small and medium-sized insurers barely exceeding or falling below the 150% level recommended by financial authorities. This phenomenon is analyzed to be due to the reduction in available capital as a result of the reflection of the no-penalty insurance cancellation guidelines. The decline in market interest rates and the reduction of insurance liability discount rates also became factors that put pressure on the financial soundness of insurance companies. Insurance companies are raising capital through the issuance of subordinated bonds and capital securities. Last year alone, capital securities worth 8.6 trillion won were issued, and issuance is expected to continue this year. As living expenses increase due to high prices and high interest rates, consumers who are unable to maintain their insurance policies are rapidly increasing. In a survey conducted by Samsung Life Insurance among its agents, the biggest reason for policy cancellations was identified as 'financial burden.' Especially, no-deductible products were previously sold by emphasizing their "affordable premiums," but this insurance premium increase has instead resulted in increasing household burdens. Insurance companies explain that it was an unavoidable measure to strengthen financial stability, but consumers argue that they have had to bear additional costs without sufficient guidance. Experts warn that a complete overhaul of the insurance premium calculation methods and product structures is necessary, and if consumer trust is not restored, the market itself could contract. ==================================== I'm trying to save even a small amount by adjusting my insurance and getting another consultation... When they arbitrarily raise insurance premiums and demand payment... the unfortunate consumers who have to pay. In the end, only the insurance company benefits...

Is divorce insurance interesting?[24]

Before the start, they also scheduled a variety show program and there was a lot of promotion everywhere. It seems like the broadcast has started, has anyone watched~~~ How is it?? Divorce insurance is fun????

Have you purchased caregiver insurance?[9]

Someone I know is advising me to get caregiver insurance. I think this is around 25,000 won. I heard that if you are hospitalized, even if a caregiver is a guardian, caregiving expenses are still covered. Is it correct? Is it that most people are carrying it around? I wonder if I shouldn't have brought it up... Yes, that's right.ㅜㅠㅠ

(Question) Can additional health screenings be covered by insurance?[22]

Do you undergo additional health checkups besides the national health screening? I usually only get the basic tests, but... Additionally, I would like to undergo other detailed examinations as well. Among those who have undergone health checkups, some have also filed for actual damage claims. I was wondering if it might be possible separately; I don't think it will work though. I think I heard that we shouldn't receive it together. Is there anyone who received it at the same time, as I can't remember exactly?

Claiming your insurance reimbursement at CashDoc![20]

Easy claim processing for actual insurance using the CashDoc app! Same-day transmission and same-day admission completed 👍 👍 👍 👍 👍 Good 👍 👍 👍 👍 👍

Gangnam-gu insurance available 👃 Rhinoplasty functional nose 300,000 won review 👍[5]

Satisfying functional rhinoplasty Pretty is a basic option!! If it all works out, is this some kind of foul? This phrase immediately caught my eye first. What is functional rhinoplasty? If you feel stuffy because of your nose, you need functional rhinoplasty. You can think of it as achieving both therapeutic and cosmetic goals at once. For functional rhinoplasty, if one of the above items is checked, an examination is required; if two or more are checked, functional rhinoplasty is necessary. I have mild rhinitis, and my daughter has sinusitis. Since there is no such thing as a complete cure for rhinitis, I am always diligently managing it. My daughter's nose tip is a bit blunt, but even if I compliment her by saying it's a lucky nose Since they are at an age where they care a lot about their appearance, they weren't satisfied with themselves. This is a hospital I would like to visit with my daughter, who looks in the mirror hundreds of times a day. Functional Code Formula Improvement of nasal function problems + Improvement of the nose line = functional rhinoplasty This is the reason it really catches my eye. The first step is to improve the most important nasal function! Next, improving the nose line makes you look pretty, which is the second point. That is functional rhinoplasty. You must properly correct the bent cartilage to make the line straight and pretty. It is said to also reduce side effects such as nasal congestion and inflammation after surgery. It's like killing two birds with one stone: treatment and beauty. Have you ever had rhinoplasty covered by insurance? Huh... my eyes widened;; Insurance is available if the purpose is to treat a condition of nasal function. If you have private health insurance, you can also recover the function of your nose, which has been uncomfortable and painful. It would be great if I could become prettier. The procedures for medical expense insurance are also written in detail. It is really great that you provide precise diagnosis of nasal function and even consultation. Also, check the surgical diagnosis code based on the diagnosis You can check the payment status and refund amount in advance. There aren't many hospitals that provide assistance with diagnosis, surgery, and even insurance claims... I didn't know a place like this existed 👍👍 This is the location of Banni Plastic Surgery. Clinic hours Mon–Thu 10:00 - 19:00 Fri 10:00 - 21:00 Sat 10:00 - 17:00 We are open until 9 PM on Fridays. It's until 5 PM on Saturdays. This is a review of the help I received. My daughter's struggles with constantly running her nose and difficulty breathing due to sinusitis This review resonates with me even more because I know it better than anyone. The sinusitis was so severe that they were even considering nose surgery. It is said that she received sinusitis treatment while getting a beautiful nose. She left an honest review saying that she became prettier and that breathing became so much easier. I also struggle with sinusitis. I am planning to go for a consultation with my daughter, who wants her nose to be more pointed. For those who are uncomfortable due to a deviated nose, or who are struggling with rhinitis, sinusitis, etc. I heard that your nose line will also improve beautifully while you get the surgery. If you are interested, please make sure to check it out. https://cashdoc.me/hospitalevent/eventdetail/2540

National pension monthly premium increased by up to 18,000 won starting from July[20]

Sigh~~ Should I be happy because my monthly income is below the upper limit? I'm upset to hear that you're raising the fee!!

Are colonoscopy and gastroscopy covered by insurance?[15]

Are colonoscopy and gastroscopy covered by insurance? I would like to undergo two types of endoscopies regularly. Is it possible to claim separate medical expenses for each? Lately, I haven't been able to digest well and my intestines haven't been feeling good, so I've been really worried. I'm very curious whether the endoscopy costs are covered by insurance or reimbursed. They say to get checked starting in your 50s, but I think it's better to prepare in advance.

Are everyone’s insurance premiums properly paid and enrolled?[15]

How much are other households paying in pure insurance premiums? I am a family of four, and it costs 400,000 won. It's an 11 or 13-year-old policy, so now people are saying to call with a fourth-generation actual expense insurance, emphasizing the importance of cancer, brain, and heart coverage. I've been 고민ing a lot about insurance since last year. Since the kids are growing up, there are hardly any visits to the hospital, and I feel like the money spent is just wasted. Recently, in line with insurance trends, I am re-enrolling to expand the coverage scope. I deleted unnecessary collateral that I had paid for so far and received a refund. Insurance is really unfamiliar and difficult, but after listening to it several times on YouTube, I finally understood. If you pay a lot but don't get coverage, it's not worth it. Everyone, please take a look. I negotiated by reducing 150,000 won to make it 250,000 won.

Question) They keep recommending cartilage injections. Is there any problem with that? What about health insurance??[21]

I feel pain in my shoulders and arms, as if the pain is alive, and I am moving around. A few days ago, I started visiting the orthopedic department for treatment. The treatment involved a consultation with the doctor, followed by about 10 minutes of hot water mat therapy on the painful area. Sometimes I get an ultrasound and receive a prescription. The day before yesterday, I visited and had a consultation with the doctor, who said it would be good to treat the shoulder cartilage area gently, so he suggested trying a cartilage injection. Is the effectiveness of this cartilage injection good? Correct vaccination interval (duration of effect after one dose) I'm curious whether it is a medication that affects the body~~ Seeking advice from someone who has received outpatient treatment. Why does the idea of giving up to five injections in some cases feel so frightening?? It's an unfamiliar treatment and injection...?? Five times in a short period??? I'm worried that if it drops my immunity or causes addiction, five times might be too much... And then... The hospital clearly said that medical insurance is not accepted. There is a suspicious post on the internet. I saw a message that says knee cartilage injections are covered by health insurance every six months and can cost around 10,000 to 20,000 won. Is it true that cartilage injections are available for knees but not for shoulders??? Are there cases where insurance coverage depends on the specific area where the insurance is applied? Haha I have so many questions.

I went because I was in pain, and they asked for a lot of money;; Should I get dental insurance? 😨[26]

Somehow, when my tooth hurts, I have a bad feeling about it, haha. Sigh... I went to the dentist today and was told I have a cavity causing sensitivity, and I need root canal treatment and a crown. It's hard because I'm sick. Money is money, after all. At times like this, I wonder if I should get dental insurance. I'm not that young anymore... and in the future, it will probably cost even more, right? I get a check-up every six months... I try to take good care of myself... I brushed my teeth diligently and made sure to use dental floss... Cavity, when did you appear? 😨 The cost for root canal treatment is also separate. They recommended zirconia as the crown material. I'm sighing ㅠㅠ You really need to get your teeth treated.. Did everyone get dental insurance? This time, even if it is purely treatment with self-pay... I'm still worried about the future. I was worried about the high monthly insurance premiums, so I didn't get dental insurance.. They say a cavity has formed again. Dental treatments that cost a lot when you get sick... How are you managing them? Oh.. and if you have any tips to prevent cavities, I would appreciate it if you could share them with me~

Tooth insurance[2]

I am a 43-year-old man and I already have gold crowns on my molars. Can everything be erased? Yes, it is. I want to get dental insurance. I want to get insurance coverage for implants. Where would be good?

Maintain your dental health with scaling covered by health insurance.[17]

I make sure to get a scaling once a year. I usually take oral care seriously, but saliva in the mouth is always present, and tartar tends to form. They say that because I manage relatively diligently, I have fewer symptoms. If you haven't had your dental cleaning before December 31st, please visit the dentist. Did you know that since 2013, adults aged 19 and over are covered by health insurance for scaling costs once a year? I can't miss out on such a good system. What is scaling? It is a dental technique that uses ultrasonic vibrations to remove tartar and plaque accumulated on teeth. Prevent gum disease by removing tartar between teeth and around the gums that cannot be eliminated through brushing during scaling. They say you can maintain your dental health. How much is the scaling cost? If health insurance is applied, the scaling cost is approximately 10,000 to 20,000 won. For non-insurance scaling not covered by health insurance, the cost varies by dental clinic, but it is roughly between 50,000 and 100,000 won. Recommended interval for scaling If you brush your teeth well and maintain thorough oral hygiene regularly, getting a scaling once a year is sufficient. The frequency of scaling varies for each individual depending on the condition of their teeth. For smokers, people with misaligned teeth where debris easily gets stuck, those who neglect oral care, or diabetic patients, a 6-month or 3-month interval may be recommended. Precautions after scaling After scaling, your gums and teeth may be sensitive, so caution is needed for about 2 to 3 days. Use a toothbrush with soft bristles Avoid hot and cold foods, and also avoid spicy and salty foods. ✅Recommend hearty foods such as porridge and soup Avoid smoking and drinking to prevent gum inflammation. If bleeding does not stop easily, visit the hospital immediately. If you don't take care of it when you're healthy, the cost becomes a problem, but it's also very difficult for me. Maintain healthy teeth through regular oral care and scaling. Source: Dr. Now

'Inducing Excessive Treatment'... Major treatment cost insurance sales to be halted starting next month[6]

Starting next month, the sale of insurance covering cancer and brain and cardiovascular diseases will be discontinued. The existing subscribers will remain as they are and be covered, right? Hospital affiliates often subtly suggest tests if they are also insured. The reason why damage and life insurance companies will stop selling new proportional insurance for cancer, brain, and cardiovascular diseases starting next month They say there is a reason that encourages excessive medical treatment. There are many people who abuse it continuously, so truly in need people are unable to receive these guarantees. Starting next month, the sale of insurance policies covering cancer and cerebrovascular and cardiovascular diseases that induce excessive medical treatment will be discontinued. The Financial Supervisory Service has intervened, citing that these treatment cost insurance policies provide coverage beyond necessary, encouraging over-treatment and consumer moral hazard. In effect, this suspension is expected to significantly impact the insurance companies' operations. According to the insurance industry on the 24th, major property and life insurance companies will cease the sale of new proportional insurance policies for cancer, brain, and cardiovascular diseases starting next month. This is a response to the Financial Supervisory Service summoning the head of the third insurance department at insurance companies on the 21st to point out issues with related products. Proportional products pay insurance benefits if the total medical expenses over one year fall within a range specified by the insurance company. The authorities have raised concerns that requiring a certain amount of spending to receive benefits may encourage moral hazard and excessive medical practices among consumers. A high-ranking official at the Financial Supervisory Service stated, "Like indemnity insurance, there is a potential to induce excessive treatment. If all medical expenses, including out-of-pocket costs, are covered by insurance, it will be difficult to prevent moral hazard," and added, "The products currently being sold provide coverage regardless of income, which could negatively impact the health insurance finances." There are concerns that this could be irrationally managed in a way that guarantees excessive expenses beyond income limits, which is inconsistent with the intended purpose. Insurance companies announced that they will only sell major treatment cost insurance through sales channels until the end of this month. An industry insider said, "Since they pay 9 million won out of 10 million won spent on medical expenses and 90 million won out of 100 million won, the occurrence of medical expenses may increase," and added, "The impact on the industry due to the suspension of sales will be limited." The authorities believe that although products that guarantee treatment costs for cancer, brain, and cardiovascular diseases are among the main offerings, the wide variety of products means there will be no major issues in the field. An official from the Financial Supervisory Service explained, "Since health insurance also has a system to reimburse excessive expenses relative to an individual's income, a social safety net is in place." It is reported that authorities emphasized strengthening internal controls over insurers' discontinued marketing. This is because discontinued marketing could flourish as product sales are halted next month. Insurance companies anticipate that this will negatively impact their sales performance in the short term. An official from a major insurance company stated, "If the number of products handled through sales channels decreases, it will have a negative impact on short-term profits," and added, "While it is not something insurers are immediately worried about, ultimately it will weaken sales and also affect performance." <Source: Edaily>

Treatment review of skin cysts that formed abscesses and insurance claim code.[7]

Hello. I previously posted about my mother's skin cyst surgery. This time, as I was filing an insurance claim, I realized the surgery cost was higher than expected. I thought this might be helpful information, so I’m sharing it. Since my mother’s cyst was in an inconspicuous area, she left it untreated for a while, and because it had been bothering her intermittently for a long time, she didn’t think it was serious. Someone nearby had a skin cyst removed and biopsied, which turned out to be cancer, so she deliberately went to that dermatologist for surgery. That person also had blood cancer in the tonsil area, received treatment, and then their existing skin cyst suddenly grew larger, leading to removal surgery. My mother was also diagnosed with stage 4 colon cancer, had surgery, and underwent chemotherapy for over a year... but she was struggling, so she stopped chemotherapy. Before, the cyst wasn’t that large, but it suddenly grew and even developed an abscess. If I hadn’t known about other cases, I might have thought it was nothing serious, but hearing about skin cancer cases made me worry unnecessarily. When she first visited, she didn’t stop her heart medication (blood thinners) and only received anti-inflammatory medication. She was told she should stop her heart medication for at least two days to prevent blood clotting. When she went back on Monday, her condition worsened, and if she had started bleeding, she was prepared to go to a major hospital emergency room for surgery. Fortunately, the surgery went well, and the biopsy results came back as a simple sebaceous cyst. The process was complicated, but it was just a simple skin cyst that could happen to anyone. The surgery took about 15 minutes, so it was barely a surgery. I submitted a surgery confirmation to the insurance company to claim the surgery costs, hoping for at least 100,000 won, and if not, I accepted it. But… the surgery cost turned out to be 300,000 won. The actual insurance only covered about 140,000 won for ultrasound and surgery, but other life insurance policies paid more than I expected. When the hospital submitted the claim, they wrote on the form “sebaceous cyst with abscess formation,” which I think helped because they used the correct code. If you visit a hospital for a skin cyst, please ask if they will use the code we used. Also, be sure to get a biopsy. The photos keep appearing upside down. The code number is D210. Skin cancer doesn’t metastasize elsewhere, and once removed, it’s over, but if it’s diagnosed as cancer, you can receive cancer surgery benefits and diagnosis funds. Don’t neglect skin cysts—visit a dermatologist early. ~~^^

Gangnam One Day Blue Eye Clinic's intraocular lens implantation review: Expensive, but worth the investment.[4]

Intraocular lens implantation is a surgery that inserts a lens that adjusts refractive power into the eye. Lens implantation surgery is mainly recommended for people with high myopia who cannot undergo LASIK or LASEK, and is an excellent surgery for correcting high myopia. I've lived my whole life with good eyesight, but now that I'm getting presbyopia, I'm starting to feel discomfort even when I can see a little less. For someone like my roommate who has been wearing glasses since she was very young, this surgery is like opening up a whole new world. While looking at reviews of various procedures, something caught my eye, and among them, there were a lot of reviews of Gangnam One Day Blue Eye Clinic. I was reading through a lot of reviews because I thought it would be a great birthday gift for my roommate, and one of the reviews caught my eye, so I went to check it out, and they explained it in detail. It was short and punchy, and it had an impact. While you can ask questions and get the surgery done, I've also heard of many hospitals where people are obsessed with securing a surgery appointment on the same day. This was a review that made me mentally prepare to shoot right away if my roommate said okay. https://cashdoc.me/hospitalevent/eventdetail/4877

I recommend the 4.5 million won one-day intraocular lens implantation surgery in Gangnam-gu, Seoul.[3]

I looked into it because I heard that if I have severe astigmatism and myopia and LASIK surgery is difficult, I could get intraocular lens implantation. There are more than one or two things that are inconvenient when wearing glasses. My nose gets a little stained because of the weight of the glasses, and in the summer, I sweat a lot and my glasses run down, and in the winter, when I go indoors, they fog up...etc. If your eyesight gets worse or you get presbyopia, you need to change your glasses to fit your needs. I've been living with it for a while, despite the inconveniences, but recently I've become interested in eye surgery. There are many types of LASIK and LASEK surgeries, and the prices seem to be cheaper than intraocular lens implantation surgery. But they say that there are some eyes that cannot undergo LASIK or LASEK surgery. People who are good candidates for intraocular lens implantation People who have been concerned about their eyes being sensitive and easily getting bloodshot People who suffered from severe dry eye Those who had difficulty undergoing LASIK surgery due to astigmatism or myopia Those who want to restore clear and high-quality vision People who were reluctant to wear glasses due to limited outdoor activities Gangnam Pureun Eye Clinic, Gangnam-gu, Seoul I recommend the following review of the one-day intraocular lens implant surgery for 4.5 million won. I see you were interested in lens implantation surgery, just like me. You came in, asked a lot of questions, listened carefully to the explanation, and left a review. So, I clicked "helpful." I also want to get an eye exam and ask questions about whether lens implantation is suitable or whether another surgery would be better. https://cashdoc.me/hospitalevent/eventdetail/4877

Gangnam Pureun Eye Clinic recommends intraocular lens implantation surgery reviews.[5]

https://cashdoc.me/hospitalevent/eventdetail/4877 Your parents' eyesight is not very good. They didn't have any problems with their eyesight or other issues. A while ago, it seemed like there was something in front and there was a blockage. They also said that their eyes were dry and sticky... I was looking for information with treatment in mind and happened to find Gangnam Pureun Eye Clinic. This hospital performs intraocular lens implantation surgery, and you can be discharged the same day under eye drop anesthesia. There are many silver procedures and after seeing over 560 reviews, I think I can trust it. The procedure is well explained and there are many people who have received the procedure and left reviews. The eyes are a very important area that can be treated permanently once you get them done, so I was anxious and decided to come here after a consultation.

[Recommendation] Gangnam Pureun Eye Clinic One-Day Intraocular Lens Implantation Surgery Review for 3.55 million won!![8]

I am a woman in my 40s who has been wearing soft/hard lenses for over 20 years, but recently started experiencing cloudy eyes and severe dry eye, so I became interested in intraocular lens implantation. I became interested after seeing a review of guided implant surgery at Cashdoc [Hospital Event]. After looking at the reviews, I saw that LASIK, LASEK, and intraocular lens implantation Before receiving it, sufficient consultation with a doctor was conducted. Many reviews praised the hospital staff's kindness and helpful responses to questions. They also reported that patients were able to lead comfortable lives after the surgery without any side effects. My fear of surgery has lessened. ^^ In particular, I have high astigmatism, so LASIK/LASEK Although it is difficult, intraocular lens implantation is possible. Same-day surgery and same-day discharge are possible after the examination. From the next day onwards, you can resume your activities as usual. It's so good!! It reduces dry eyes and glare. I feel relieved~~I'm going to make an appointment for a consultation!!^^ https://cashdoc.me/hospitalevent/eventdetail/4877

Insurance Coverage? [★View ✔ Functional Rhinoplasty] Introducing View Plastic Surgery Clinic Reviews

I'm very interested in rhinoplasty, so I'm really interested in it after seeing the [★View ✔ Functional Rhinoplasty] event at View Plastic Surgery, which is also covered by insurance. An ENT specialist is always present and provides collaborative care. We also provide a special aftercare system. In the case of functional nose, since insurance is applied, detailed consultation is provided, including a guide to actual cost insurance and actual cost insurance claim procedures. The kindness of the person who performed the nose surgery and the high satisfaction level after the surgery were helpful. ------♡♡----- The nose, which is located in the center of the face, is very important. If you are interested in rhinoplasty, please visit View Plastic Surgery Clinic, which has excellent facilities, consultation, and aftercare. Please refer to the link for detailed directions. https://cashdoc.me/hospitalevent/eventdetail/2022

Is supplementary insurance necessary?[9]

Does everyone have actual expense insurance? I don't have any insurance at all, but it seems like everyone has basic health insurance coverage. I'm curious about how cost-effective it is compared to the insurance premium. Until last year, I only went to the hospital once every few years, but this year I've had to go several times. Still, I think I will try to become healthier, so I probably won't visit the hospital often, but I'm unsure whether it's better to pay as I go or get insurance coverage.

Lens implantation surgery[8]

About ten years ago, my vision was not suitable for LASIK, so I had lens implantation surgery. However, I developed severe dry eye syndrome, which is said to only occur with LASIK, and I couldn't even do computer work, which caused me a lot of suffering... I also have to constantly monitor my endothelium cells and go for regular check-ups... It was quite a difficult experience.ㅠ

Number of implants covered by insurance?

I have a question. Insurance covers up to three implants per year. What is the annual standard?

Feeling like I received extra money that isn't really extra money (●ˇ∀ˇ●) I received the insurance claim payment.[2]

I got an implant in my right molar. Left crown tooth done. I applied for insurance claim and received it today ^^ One day, while eating squid kimchi pancake, I lost a tooth. I got screwed over, and my gold tooth fell out, haha Dentistry is very difficult. I'm glad I have insurance anyway. Secretly from my husband... in a secret emergency fund account I have inserted it ^ㅡㅡㅡ^ But I have dental treatment again tomorrow~ So sad A secret only we know, hahaha

The review of the SUN Eye Clinic lens implantation surgery was helpful.[14]

My eyesight is poor, and considering my age, I think it might be too late for regular LASIK. I was curious about reviews of lens implantation surgery. I found the review of same-day lens implantation after the examination at SUN Ophthalmology very helpful. It is helpful that you wrote in detail about how the glare decreased after surgery and the condition after sleeping. It's also good to hear that the director is kind. I also trust the information that pain is reduced and stability is high. It is also good that they minimize corneal epithelial removal and maximize preservation of the residual cornea. Since they say support is available for children's vision correction, my son says he wants to get his eyesight corrected as well. I'd like to get a consultation together. The review of SUN Ophthalmology's lens implantation surgery was very helpful. https://cashdoc.me/hospitalevent/eventdetail/5104

Risk of termination if the obligation to disclose before the insurance contract is not fulfilled

Is ptosis covered by insurance?[4]

Yesterday morning I woke up and felt like one of my eyes was less open. Only one eyelid was drooping, and it felt like my eyebrow was sinking into the inside of my eye. Drooping eyelids and eyebrows pressing on the eyes indicate ptosis. I heard that I have to do it, is that correct? Is there no way to avoid eyelid surgery if I don't want to have double eyelid surgery? I'm curious whether insurance coverage is possible since the surgery is not for cosmetic purposes if I decide to proceed.

Intraocular lens implantation surgery (presbyopia, high myopia)[7]

I have high myopia. It's been over 30 years. When I had a miss, I underwent LASIK and LASEK tests, but my cornea was thin. It seems difficult to perform surgery. Later, it will be one of the vision correction surgeries. I was told to have lens insertion guidance, but now wearing glasses is just too much. I'm considering getting vision correction surgery because it's difficult and uncomfortable. Honestly, I'm really scared. Some people say that if you insert the lens, it might come out. They say it's hard to remove it once it's done. Of course, if I ask my ophthalmologist, I get an answer, but my ophthalmologist doesn't perform surgery and wears glasses. They say it's good, but the choice is mine, of course. If I do it, I'm scared; if I don't, it's inconvenient.

[Recommendation] I recommend S&U Eye Clinic for its helpful reviews of vision correction/lens implantation surgery.[2]

My eyes are so dry that they feel sticky and heavy. I can't see well, so I keep looking at it with a frown. I went to the ophthalmologist because I felt something strange in my eyes. Same-day lens insertion surgery is possible after the examination, and you can ask any questions you may have. There was a review saying that they explained everything in detail before even asking questions. That's so great. I'd like to get some vision correction advice from the director. https://cashdoc.me/hospitalevent/eventdetail/5010

Increase in the number of employment insurance subscribers among those in their 50s and 60s

Implementation of tiered premiums for fourth-generation indemnity non-insurance fees based on usage

(Concern) I can't see well, maybe I have presbyopia. Has anyone had lens implantation surgery for presbyopia?[1]

I'm in my mid-40s. It's been a long time since I wore contact lenses. Since last year, even though I wear lenses, I have difficulty seeing small letters clearly. I find wearing glasses inconvenient, so I don't want to wear them. I'm thinking about trying lens implantation surgery. Is lens implantation surgery possible even in cases of presbyopia? I'm curious if there are people in their late 40s who have undergone lens implantation surgery. I'm also curious if there are any effects or side effects. I envy those with good eyesight.

Possible to claim insurance for hair loss medication[3]

Please refer to this.

Had surgery at the hospital, but insurance payout is '0 won'... Why?

A person named Mr. A, who broke part of his tooth while chewing hard food (crown fracture), received root canal treatment (periodontal resection) at a dental clinic and filed a claim for surgical insurance benefits, but the claim was denied. The insurance company stated that "root canal treatment is merely a medical procedure such as simple nerve blocking and is not eligible for surgical insurance benefits." The insurance company's position was that the surgical insurance benefits are only paid when the treatment falls within the definition of surgery specified in the policy terms. Recently, the Financial Supervisory Service warned consumers about many cases where they are unable to receive insurance payouts despite having signed up for accident and illness insurance that covers surgery costs, diagnostic fees, and hospitalization expenses. Not all surgeries, hospitalizations, or diagnoses are covered; the payout depends on the definitions of insured events, reasons for payment or non-payment of claims, as specified in the policy terms. First, insurance benefits for surgery costs are payable regardless of whether the term is '~surgery' or '~operation,' as long as the procedure falls under the surgical methods specified in the policy (such as cutting or excision). According to the policy, surgery refers to procedures that use medical instruments with the direct purpose of treatment, involving actions such as cutting (removing a specific part) or excision (removing a specific area). Procedures like aspiration (suction with a syringe or similar device), puncture (inserting a needle or tube to extract fluids or tissues or to inject medication), and nerve block are not considered surgeries. The diagnosis fee insurance payout is only provided when there is sufficient evidence from test results and a confirmed diagnosis according to methods specified in the policy, such as biopsy. Please note that if the diagnosis is not confirmed through the methods outlined in the policy or if the test results for diagnosis are insufficient, it is difficult to recommend compensation. For example, even if the primary care physician's diagnosis report states 'C code (malignant neoplasm)' indicating cancer, insurance benefits may not be payable unless the diagnosis is based on microscopic findings from tissue or blood tests. Additionally, a diagnosis of cancer must be made by a pathologist or a specialist in diagnostic laboratory medicine. This diagnosis must be based on microscopic findings from tissue biopsy, fine needle aspiration, or blood tests. Hospitalization insurance benefits are paid only when hospitalization is for direct treatment purposes, within the limit of the payment days. The policy limits the payment days for hospitalization benefits to 180 days. From the 181st day onward, you cannot receive hospitalization insurance benefits. Even if a patient is hospitalized more than once for the same condition or disease treatment, it is considered as one continuous hospitalization, and the total days of hospitalization are summed up. For example, if Mr. C, who was hospitalized for 180 days at Hospital B due to a fall injury causing a brain hemorrhage, is transferred to Hospital D to continue treatment for the brain hemorrhage, it would be difficult to receive hospitalization insurance benefits. If you were hospitalized to alleviate aftereffects or boost immunity, hospital stay insurance benefits may not be paid out. This is because hospitalization insurance benefits are only provided for direct disease treatment. A Financial Supervisory Service official stated, "Whether insurance benefits are actually payable depends on the individual insurance policy and specific factual circumstances, so it is essential to check the relevant policy and details."

From today, make sure to bring your ID when visiting the hospital... without it, insurance coverage will not apply.[9]

Starting today, insurance coverage will not be applied without identification at medical institutions, so please be sure to bring your ID and when you have time, download the electronic ID and save it on your phone. You can download electronic ID cards using the National Health Insurance Service's 'Mobile Health Insurance Card' app and the Ministry of the Interior and Safety's 'Mobile ID Card' app.

You can now view your mobile health insurance card on your smartphone. Haha[4]

You can now view your mobile health insurance card on your smartphone. Haha It has become an era where you can view your mobile health insurance card. The health insurance card has been issued in paper form since 1977. Now, as the world changes, you can watch it on your smartphone. You can view your mobile health insurance card through the Health Insurance app. Mobile health insurance cards can be viewed once you log in using a certified digital signature. Expanding convenience compared to the existing paper health insurance card They said they strengthened security measures to prevent personal information leaks, haha. For those who were unaware, through the mobile health insurance card You can use it comfortably. I recently found out too, and it's really like a whole new world, lol.

Is lens implantation surgery the best option for presbyopia?[3]

I am a man in my mid-50s, and I have developed presbyopia; over the past few years, close-up and small texts have started to appear blurry. Due to the nature of my job, I often travel for work and work in dark places while looking at small text. It used to be no problem before, but now sometimes I can't see clearly because it appears blurry. Since my job involves electrical control, making a mistake during wiring could cause serious problems, so I am more concerned about it. The slower work pace and decreased efficiency caused by thoroughly checking blurry images before proceeding are even bigger problems. However, I heard from a friend about lens implantation surgery, and it doesn't require cutting the cornea, plus it's said to be very effective. If lens implantation surgery is an effective procedure for presbyopia, can I also receive coverage through private insurance? Please provide a response. Thank you.

Oriental Medicine Health Insurance Medicine[2]

I have been going to the Korean medicine clinic for five years because of side pain. When I went, my muscles were sore. Quick treatment, acupuncture, heat therapy, and other treatments are available. They give this at the checkout counter. It tastes sweet when I try it. It's sweet. Please take care of your health, everyone.

Health insurance refund😱 Beware of 'fraudulent emails'[14]

How to check and apply for health insurance premium refunds? Customer Service Center 1577-1000 https://si4n.nhis.or.kr Malicious virus spread 👿

Good news for medical insurance regional subscribers[8]

Good news for medical insurance regional subscribers Starting this month, the insurance premiums will be reduced. The basic deduction for property insurance premiums has increased from 50 million won to 100 million won. The health insurance fee imposed on cars is also being abolished. This is a system that alleviates the burden on self-employed individuals.

Is it possible to do this with the dental implant insurance event?[3]

I see a lot of implant events! I looked into whether there were implants in Daejeon. Oh...! There's even a competition for the Cashdoc Implant event. In Daejeon, there is an implant dental clinic. They say you can get an implant for 350,000 won! My father already signed up for dental implant insurance. I was told that I need to get two implants this time. I heard you are thinking about getting an implant with dental implant insurance. https://cashdoc.me/hospitalevent/eventdetail/4855 But the event price is so cheap, Can dental implants be covered by insurance? Actually, I don't know anything either... How did those who signed up for dental implant insurance receive their implants? Just get an implant at regular price and get dental implant insurance. Have you solved it? If you know any information, please let me know!! Please...🥹

I'm planning to get my mother an implant. Is implant insurance covered?[6]

I am planning to get dental implants for my mother. Are implants covered by health insurance? Regarding my mother's implant treatment I am writing this because I am concerned about whether health insurance applies. I found this hospital through a Cashdoc hospital event, and I'm wondering if health insurance covers dental implants! https://cashdoc.me/hospitalevent/eventdetail/4088 My mother is considering implant treatment at David Dental Clinic, I don't know exactly what the treatment plan is. It is difficult to definitively determine whether dental implants are covered by health insurance. However, generally, implant treatment is I'm curious if dental implants are covered by health insurance! Visit David Dental Clinic to accurately diagnose your mother's oral condition, and Should I look into implant health insurance after establishing a treatment plan? Should I look into it beforehand? If anyone knows the best way to handle this, please let me know!

Is cataract surgery expensive? Will the cost be covered by insurance?[12]

I'm looking into the price of cataract surgery! My grandmother said she had cataracts ㅠㅠㅠ My grandmother said that it would be difficult for her to come all the way to Seoul since she lives in Incheon. So I was looking for a good ophthalmologist in Incheon. I was wondering if Cashdoc was holding an event as well. Oh...! They're also having a cataract surgery event? So is it a good place and is the price of cataract surgery average? I'm curious, so I'm writing this in a hurry on the Cashdoc community :) There are two places in Incheon that hold cataract events. So, I will leave you with the prices of cataract surgery at both places! If anyone needs the information, I'll include a link!! Gangnam Brand Eye Clinic and Incheon branch are located in Bupyeong! I thought it would be the best because my grandmother's house is in Bupyeong. Here, the price of cataract surgery is said to be 1.5 million won for a single eye. So, does that mean I need 3 million won to get both eyes done? Fortunately, they said the price includes the cost of surgery. The price of cataract surgery varies depending on the multifocal lens. iHance is 1.5 million won! Bestin Panoptics, Vivit, and Synergy are 2.5 million won. Clareon Panoptics costs 3.5 million won... lol Wow... the cost of cataract surgery is outrageous...? https://cashdoc.me/hospitalevent/eventdetail/4366 I had no idea, but I was really surprised when I saw the price range. My mom told me to check if I could get health insurance. I guess I'll have to ask about health insurance during the consultation, right? First of all, I would like to have the consultation done over the phone. I'll have to apply for a consultation and then decide! Another place is Ain Hospital in Michuhol-gu. The price of cataract surgery was listed as 3.9 million won. https://cashdoc.me/hospitalevent/eventdetail/4390 The price here using Synthesis Plus was 3.9 million won. Of course, this amount includes anesthesia fees, aftercare fees, and VAT! And they say that actual cost insurance can also be applied. I should try getting counseling since they said they would give me guidance during the consultation! I was surprised that the cost of cataract surgery was higher than I thought. I need to think about what would happen if I got health insurance coverage! First, I'm going to tell my mom what I've organized. Both places seem like good eye clinics, but if there's a better one, please recommend it!!

The healthier you are, the cheaper women's cancer insurance becomes.[4]

Receive a subscription proposal that makes my husband jealous If there is no history of hospitalization or surgery More discount benefits? Oh, where could that be? If you don't believe it, check with the proposal. Cancer diagnosis fee and disease surgery fee as well Everyone gets a discount!! Note! No history of hospitalization or surgery, etc. It must be classified as mild!! If you would like to know more details Search for "Insurance Planner Writing a Blog" on Naver Please leave your inquiry through the open chat below. Check the subscription proposal secretly with my wife

Z Flip damage cost [Insurance coverage required][4]

Transforming into a new cellphone. On Monday, I repaired everything before changing my husband to the S24 Ultra. This is for my youngest younger brother. My phone is a mess during the holidays. Haha. Next week, I should send a good gift via parcel to Paju. The damage costs are enormous. You see the KakaoTalk icon above, right? This is getting bigger and bigger. Repair cost: 499,500 won (covered by insurance, with a self-pay amount of 70,000 won)