I'm worried about cataracts.

I'm upset because of cataracts.
I am in my mid-40s. I was diagnosed with cataracts in my right eye.
It's common to think of cataracts as an age-related disease, but are there anyone like me who was diagnosed in their 40s?
The symptoms I recently experienced were dry eyes and slightly blurred vision.
There were days when my vision was more blurry depending on my condition, and there were also good days.
My eyesight has worsened even more in the past two years. ㅜ.ㅜ
According to the doctor, the cataract is located in the very center of the right eye and is in the early to intermediate stage.
If daily life symptoms become very uncomfortable and difficult, surgery can also be considered.

Actually, since I am in my mid-40s and experiencing presbyopia, I can naturally accept it.

The diagnosis of cataracts is a bit upsetting. My parents still don't have cataracts... what's going on~ㅜ.ㅜ
I'm experiencing discomfort due to blurry vision, but is it better to have cataract surgery soon?

Would it be better to wait and observe further before doing it later?
Since cataracts that have already developed do not heal naturally, will they only progress faster?
I'm also curious about the difference between monofocal intraocular lens implantation and multifocal intraocular lens implantation.

For now, I want to postpone until I can postpone no longer, and my desire to do it later is even greater~~